Today's Focus

Current Goal: Automate Savings and Mortgage Paydown

1) Extra $1,100/mo. to mortgage
2) $1,000/mo. to short-term savings
3) $400/mo. to investing

Previous Goal: Eliminate Mortgage on Rental Property
Interest Rate is 5.125%!

January 1, 2019: $59,592
August 11, 2020: PAID!

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Friday, January 7

2010 Spending in Review: Part 2

There are a few categories I will have to improve on if I want to be a true frugal miser. For 2010, I spent more than I should have in the following categories:

  • Alcohol: $362, but that's a lot better than last year when I spent $1,285
  • Medical/Dental: $1,084. Root canals are expensive.
  • Interest: $4,111 - this includes my car note, student loan debt, HELOC and credit card interest. I do not include interest on first mortgages here. On a positive note, this is more than $1,000 less than in 2009.

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