Today's Focus

Current Goal: Automate Savings and Mortgage Paydown

1) Extra $1,100/mo. to mortgage
2) $1,000/mo. to short-term savings
3) $400/mo. to investing

Previous Goal: Eliminate Mortgage on Rental Property
Interest Rate is 5.125%!

January 1, 2019: $59,592
August 11, 2020: PAID!


Search My Frugal Miser

Sunday, January 3

Reviewing My December Goals

During December I did okay with my goals. This blog keeps me accountable.


December Goals vs. Actual:
  • Last month I earned $595 in mystery shopping income; my goal was $400. SURPASSED!
  • Last month I spent $124 on food (versus $184 in November); my goal was to spend under $200. SURPASSED!
  • Last month I spent $268 on fuel; my goal was $200. FAILED.
  • As an added bonus, I accomplished one of my 2010 goals in December by selling the Bimmer.
Two out three ain't bad! One of the reasons I went over on fuel was because of all the mystery shopping I did, including one round-trip where I went over 400 miles.

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