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Monday, December 6

My Frugal Miser - November Expenses: $2,473

My expenses for November were reasonable with a couple of exceptions. While I did very well on fuel for the car ($3...thanks to shopping a lot of gas stations), I was a glutton when it comes to fuel for the stomach ($245...ouch!).

November Expenses

$255 Auto ($3 for fuel, $249 Depreciation, $3 for service)
$0 Clothing
$245 Food (both groceries and eating out)
$38 Entertainment (movies, gambling, alcohol)
$3 Gifts Given
$234 Household (supplies, etc.)
$100 Health Insurance
$0 Medical
$174 Interest on Debt (not including Mortgage Interest)
$20 Miscellaneous
$431 Mortgage Interest (primary residence)
$813 Mortgage Interest (rental properties)
$0 Personal Care
$10 Subscriptions
$0 Taxes
$179 Utilities
$0 Vacation

Total November Expenses : $2,473


  • Household ($244) was a little high. I bought a new laptop computer mostly but not entirely with gift cards. I also paid my quarterly pest control bill, which I cancelled moving forward.
  • I separate my mortgage interest by personal residence versus rental properties. I think this is an important distinction: the personal residence interest is an expense I should exercise control over moving forward when looking at ways to be frugal; the other is an expense that generates income.
  • My goal for spending on food is $5 per day. This month I spent $8.17 per day. The largest expense I had was for Thanksgiving dinner with my mom but I did eat out a lot more than usual.

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