![](https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEilsVbXlUmg8ZvthFeitluLZpcEblIy4fdAQFJ1S1IIxG3vbimwXQHLklrdPkTPfKjTk8wqFxUnsXb1nAJwCrZJm9StX-H2fe3vJUSTxq04sLfp-splgzC5Jz3tPYw_Jo1a_mPEEOxQ808/s200/money+window.jpg)
My expenses for November were reasonable with a couple of exceptions. While I did very well on fuel for the car ($3...thanks to shopping a lot of gas stations), I was a glutton when it comes to fuel for the stomach ($245...ouch!).
November Expenses
$255 Auto ($3 for fuel, $249 Depreciation, $3 for service)
$0 Clothing
$245 Food (both groceries and eating out)
$38 Entertainment (movies, gambling, alcohol)
$3 Gifts Given
$234 Household (supplies, etc.)
$100 Health Insurance
$0 Medical
$174 Interest on Debt (not including Mortgage Interest)
$20 Miscellaneous
$431 Mortgage Interest (primary residence)
$813 Mortgage Interest (rental properties)
$0 Personal Care
$10 Subscriptions
$0 Taxes
$179 Utilities
$0 Vacation
Total November Expenses : $2,473
Notes
![](https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj1F_szS5_WKnafGT8iSCNqg9R8jDvsWUNLBRscSwKYLdmi4TBzrAkujnvU_ct6zNSdGvJdutxZUWKK8ohFHyTvo3yl-5_ZaKprCbET1Q_ydaNe99KmjP5P3rreLGAeLsyamUwKZCE8efo/s200/money+out+the+window.gif)
$0 Taxes
$179 Utilities
$0 Vacation
Total November Expenses : $2,473
Notes
- Household ($244) was a little high. I bought a new laptop computer mostly but not entirely with gift cards. I also paid my quarterly pest control bill, which I cancelled moving forward.
- I separate my mortgage interest by personal residence versus rental properties. I think this is an important distinction: the personal residence interest is an expense I should exercise control over moving forward when looking at ways to be frugal; the other is an expense that generates income.
- My goal for spending on food is $5 per day. This month I spent $8.17 per day. The largest expense I had was for Thanksgiving dinner with my mom but I did eat out a lot more than usual.
![](https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj1F_szS5_WKnafGT8iSCNqg9R8jDvsWUNLBRscSwKYLdmi4TBzrAkujnvU_ct6zNSdGvJdutxZUWKK8ohFHyTvo3yl-5_ZaKprCbET1Q_ydaNe99KmjP5P3rreLGAeLsyamUwKZCE8efo/s200/money+out+the+window.gif)
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