Today's Focus

Current Goal: Automate Savings and Mortgage Paydown

1) Extra $1,100/mo. to mortgage
2) $1,000/mo. to short-term savings
3) $400/mo. to investing

Previous Goal: Eliminate Mortgage on Rental Property
Interest Rate is 5.125%!

January 1, 2019: $59,592
August 11, 2020: PAID!

Search My Frugal Miser

Wednesday, December 8

Reviewing my November Goals

In November I managed to achieve two of my three goals.

November Goals:
  • I earned $1,582 from mystery shopping (my goal was $1,500)
  • My credit card/loan balance decreased, to $35,254 (my goal was $36,500)
  • I did not pay any of my property tax bills (my goal was to pay two of them).
I decided to conserve cash instead of prepaying my tax bill. With all the uncertainty around my rental income - that is, until the last few days of November - I wanted to make sure I had cash on hand to pay bills.

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