Today's Focus

Current Goal: Automate Savings and Mortgage Paydown

1) Extra $1,100/mo. to mortgage
2) $1,000/mo. to short-term savings
3) $400/mo. to investing

Previous Goal: Eliminate Mortgage on Rental Property
Interest Rate is 5.125%!

January 1, 2019: $59,592
August 11, 2020: PAID!


Search My Frugal Miser

Friday, December 4

My November Income: $4,071

November was a decent month considering I was unemployed. My severance benefits ended November 10th. Since I wasn't actually working, I did a lot of mystery shopping.

$1,458 Severance Pay
$1,240 Mystery Shopping*
$414 Change in Value of Retirement Accounts (Roth IRA and Rollover IRA)
$959 Rental Income*
$4,071 Total Income for November
*note that the mystery shopping income will always vary from the weekly amounts I post. Here I report actual payments received (cash basis accounting) whereas weekly I report the amount I earned. Rental income was lower because of expenses associated with preparing Rental Property #1 for occupancy.

I started my new job December 1st. I am taking a large salary cut but will try to supplement it with as much mystery shopping as possible. I should also see a bump in rental income now that Rental Property #1 is rented.

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