Today's Focus

Current Goals:

1) $1,000/mo. to short-term savings and $400/mo to investments.
2) Weigh less than 180 pounds by 12/31/21.
3) Read more books.

Previous Goal: Eliminate Mortgage on Rental Property
Interest Rate is 5.125%!

January 1, 2019: $59,592
August 11, 2020: PAID!

Search My Frugal Miser

Saturday, December 5

Reviewing My November Goals

Tomorrow I will post my December goals. Before I do that I wanted to review how I did in October:

How did I do on my October Goals?
  • reduce credit card debt Yes
  • $750 in earned mystery shopping income SURPASSED!
  • maximum food expenses of $150; maximum fuel expenses of $100 FAILED.
I have a lofty "stretch" goal of reducing credit card debt by $1,500 per month. While I didn't reach it, I did manage to cut credit card debt by $775.

Because I canceled my San Francisco trip I managed to earn $940 from mystery shopping, but it was slightly less than my stretch goal of $1,000. I also earned $287 in reimbursements.

I did achieve my fuel goal by only spending $79 (thanks to a lot of mystery shopping at gas stations) but I exceeded my food budget just a bit. I spent $34 more for food than I had budgeted.

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