Thursday, October 7

My Frugal Miser - September Expenses: $2,525

Fortunately I kept my expenses low in September. Even though my income was lower than normal, I still spent less than I earned.







September Expenses

$294 Auto ($50 CREDIT [reimbursement] for service, $51 for fuel, $293 Depreciation)
$0 Clothing
$108 Food (both groceries and eating out)
$243 Entertainment (movies, gambling, alcohol)
$0 Gifts Given
$0 Home Repair
$88 Household (new phone, Blu Ray player, etc.)
$107 Health Insurance
$54 Medical
$78 Interest on Debt (not including Mortgage Interest)
$0 Miscellaneous
$436 Mortgage Interest (primary residence)
$820 Mortgage Interest (rental properties)
$10 Personal Care
$0 Taxes
$197 Utilities
$102 Vacation

Total September Expenses : $2,525

Notes

  • Thanks to mystery shopping, I spent $51 for fuel even though I drove over 3,000 miles.
  • I was reimbursed the $50 I paid to Pop-a-lock in August by the roadside assistance service provided by my insurance.
  • I separate my mortgage interest by personal residence versus rental properties. I think this is an important distinction: the personal residence interest is an expense I should exercise control over moving forward when looking at ways to be frugal; the other is an expense that generates income.
  • Spending on food was lower than my $5 daily goal at just $3.60 per day.

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