Current Goal: Automate Savings and Mortgage Paydown
1) Extra $1,100/mo. to mortgage
2) $1,000/mo. to short-term savings
3) $400/mo. to investing
Previous Goal: Eliminate Mortgage on Rental Property
Interest Rate is 5.125%!
January 1, 2019: $59,592
August 11, 2020: PAID!
Monday, May 28
The Next Page
I know that's not a big deal for most people, but I've lived in the Birmingham, AL area all my life. Moving 500 miles away is a big deal to me. But I'm stuck. I'm stuck in a routine that isn't advancing me in the ways I need to move forward.
Let me explain. Back in high school I started to gain weight. It wasn't a big deal at the time. I was still young, full of energy, and life was good. School was easy, I was making what I considered at the time decent money at my job, and the world was mine.
If memory serves me well, my weight first crossed 200 pounds around 1997. I didn't go much over that, but it was still a big deal. Then I reacted. I made changes in my life, and I lost the weight. It took relentless focus to lose the weight. I was exercising several hours per day. By May 1999 I considered myself at a healthy weight: 164 pounds. I kept most of it off until I returned to college to finish my degree.
Over the last 10 years I've let financial success run my life. On the bright side, by focusing on this singular goal I have done very well. In just ten years I've accumulated twice the net worth it took my frugal grandfather over 80 years to achieve. But this has been at the expense of everything else that is important. Specifically, my health.
What good is it to have a healthy bank account if I wake up every morning with ZERO energy?
I'm glad that I'm not waiting any longer to make these changes. While I'm seriously overweight, I don't have any medical problems. My blood pressure is normal, I don't eat red meat except on rare occasions, I'm not addicted to anything (other than food). But I know fat people don't stay healthy. It just doesn't happen.
The way I see it, the only way I am going to commit to the major changes that will be required in order to get back in shape is by totally changing my surroundings. In effect, I have to start over. I have to move away from the sub-suburbs (exurbs?) I call home now. I have to leave behind the familiar comfort that keeps me in this holding pattern. I've got to shake things up.