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Thursday, May 17

Simplify My Life: ING Checkmate

I've had an account with ING Direct for years, but with the lack of physical locations, it hasn't been convenient to use the bank as my primary institution.  When a tenant mails rent, I take the check to my local bank for deposit.  Easy enough, but it still means I have to make a trip that I otherwise would not make.  All my other banking is electronic, so handling those paper checks requires effort.

This changed recently.  Today I tried ING's new remote deposit service, Checkmate.  All I can say is "Wow!"  The service is so easy and intuitive.  Here's how it works:

  • I downloaded the ING Direct app onto my smartphone.  Logging into my account works the same way as if I were on a computer.  I can view my account balances, transfer funds, or find an ATM.  Now, there is an option called "Deposit".
  • It's really quite simple.  After clicking deposit I am taken to a photo screen and told to snap a photo of the front of the check.  Then I take a photo of the back of the check.  Finally, I am asked to enter the amount of the check.
  • Moments later, I receive an email confirming my deposit and asking me to hold onto the check until it clears.
That's it.  I estimate it will take less than a minute to deposit a check this way.  I can deposit the check as soon as it arrives instead of waiting for a convenient time to drive to my local bank.  I save time and gas.  Sweet.

1 comment:

  1. Thanks for sharing such experience with us. I think services like this really helps people to make their life easy and simple. I appreciate your thought