I don't think my previous mini goals were aggressive enough since I handily beat them ahead of schedule. So this time I'm giving myself a real challenge: pay both the American Express (balance: $5,908) and Citibank Professional Card (balance: $3,333) by March 31st. Usually paying $9,000 in debt in 6 weeks would be impossible for me, but as long as I receive my tax refund on time, this is doable.
It feels so good to tackle this debt, especially since I am about to lose/quit my job and want to shore up my balance sheet FAST. I'm really focusing on restricting my spending and increasing my side income. For example, I've been aggressively going after mystery shopping assignments - I can't remember the last time I had a whole day for myself without doing some kind of work! I also reduced some of my recurring fees (Internet and mobile service) and am being extra careful about spending money on food and gas, my two largest variable expenses.