Today's Focus

Current Goal: Automate Savings and Mortgage Paydown

1) Extra $1,100/mo. to mortgage
2) $1,000/mo. to short-term savings
3) $400/mo. to investing

Previous Goal: Eliminate Mortgage on Rental Property
Interest Rate is 5.125%!

January 1, 2019: $59,592
August 11, 2020: PAID!

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Wednesday, August 4

My Frugal Miser - July Income: $8,274

After subtracting out insurance costs from my income, June was an unspectacular month (I earned just under $4,000). I'm happy to see July was much better.

July Income
$1,665 Mystery Shopping*
$5,324 Rental Income
$1,285 Other Sources
$8,274 Total Income for July
*note that the mystery shopping income will always vary from the monthly summary amounts I post. Here I report actual payments received (cash basis accounting) whereas in my monthly mystery shopping update I report the amount I earned for that month.


  • My most expensive rental property is now vacant. I received the last rental payment and the damage deposit, which I am not refunding. This helped boost July's income by nearly $2,000.
  • The category "Other Sources" includes non-recurring (or semi-recurring) income since I always seem to have a little something that doesn't fall into the other buckets.

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